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Simpli Finance Pty Ltd· Grosvenor Place, L28, 225 George Street Sydney NSW 2000· Ph: 1300 323 181
What does an introductory rate mean?
An introductory rate is a promotional interest rate that lenders use to attract new customers. It is sometimes referred to as a ‘honeymoon rate’. An introductory rate is only for a limited period of time, typically 12 months, after which the interest rate on the loan typically rises and reverts to the lender’s standard variable interest rate.
Comparison rates
Comparison rates above are based on a home loan of $150,000 for 25 years. WARNING: The comparison rates are true for the example given only and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.
IMPORTANT INFORMATION: Any information provided does not constitute an offer of credit and are examples of what may be available to you based on the information available. It does not take into account any product features or any applicable fees. Lending criteria and the basis upon which we assess what you may be able to afford may change at any time without notice. Top rates include lenders who are on our panel and are then defined by the circumstances provided by the borrower. For Fixed Rate home loans, break costs may be payable which can be significant if you change the whole or part of your fixed rate loan or where additional or early repayments are made during the fixed rate period.
All applications are subject to lender assessment and approval. Cashback offers may be provided by some lenders and may only be available for particular products, terms and conditions apply.
We are committed to protecting customer privacy and do not sell customer information, please refer to our Privacy Policy for more information.
Our mission is to change the way Australians get home loans by providing a faster, smarter and more secure home loan experience designed around the customer’s convenience and needs. We compare thousands of home loans from over 25 leading lenders.
Our mission is to change the way Australians get home loans by providing a faster, smarter and more secure home loan experience designed around the customer’s convenience and needs. We compare thousands of home loans from over 25 leading lenders.
©2025 Simpli Finance Pty Ltd ACN 611 161 856, a related body corporate of Simpli Finance Group Distribution Pty Ltd ACN 105 265 861, Australian Credit Licence 246786.
Simpli Finance Group Pty Ltd, which is the ultimate holding company of the Aussie and Simpli Finance businesses, is owned by numerous shareholders including banks such as CBA, 1835i (ANZ’s external venture capital partner) and Macquarie Bank, the Simpli Finance founders and employees, and a number of Australian institutional investors and sophisticated investors including UniSuper.
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